These terms of service establish the legal framework for your use of InsureMation's website and services. By accessing our platform or requesting insurance quotes, you agree to follow these terms and conditions.
When you use InsureMation's website or services, you're entering into a binding legal agreement with us. This agreement governs your access to our platform, the information you submit, and how we connect you with insurance providers. If you disagree with any part of these terms, you should not use our services.
By continuing to use our website after we update these terms, you accept the changes. We recommend reviewing these terms periodically to stay informed about your rights and responsibilities. Your continued use of our services constitutes acceptance of any modifications we make to these terms.
Our services are designed for individuals who are at least eighteen years old and legally capable of entering into binding contracts. If you're using our services on behalf of a business or organization, you confirm that you have the authority to bind that entity to these terms.
You must provide accurate and complete information when requesting insurance quotes. Any false or misleading information may result in your quotes being invalid and could affect your ability to obtain coverage. We reserve the right to verify the information you provide and to refuse service to anyone for any lawful reason.
InsureMation operates as a connection service between homeowners seeking insurance coverage and licensed insurance providers. We gather information about your property and insurance needs, then share that information with relevant providers in our network who can offer you quotes. We do not issue insurance policies ourselves, nor do we act as an insurance company or agent.
The quotes you receive through our service come directly from independent insurance providers. These companies make their own underwriting decisions and set their own rates. While we strive to connect you with competitive options, we cannot guarantee that you'll receive coverage or that the quotes will meet your expectations.
Our role is to simplify your search for home insurance by connecting you with multiple providers through a single platform. The actual insurance relationship exists between you and the provider you choose, not between you and InsureMation.
You agree to use our website and services only for lawful purposes and in accordance with these terms. You may not use our platform in any way that violates local, state, or federal laws, or that infringes on the rights of others. This includes providing truthful information in all quote requests and communications.
You're responsible for maintaining the security of any account credentials we provide and for all activities that occur under your account. If you suspect unauthorized access to your account, notify us immediately so we can take appropriate action to protect your information.
You may not attempt to interfere with the proper functioning of our website, including by transmitting viruses, malware, or any other harmful code. You also agree not to use automated systems or software to extract data from our website without our express written permission.
All content on the InsureMation website, including text, graphics, logos, images, software, and design elements, is owned by InsureMation or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our site without explicit written permission.
When you submit information through our platform, you grant InsureMation a license to use that information to provide our services, including sharing it with insurance providers, improving our platform, and complying with legal obligations. However, you retain ownership of any personal information you provide to us.
Our website and services are provided on an as-is and as-available basis. While we strive to maintain accurate and up-to-date information, we make no warranties or representations about the accuracy, reliability, or completeness of the content on our site or the quotes you receive from insurance providers.
InsureMation is not responsible for the actions, errors, or omissions of insurance providers in our network. If you have issues with a quote, policy, claim, or any aspect of coverage, those matters must be addressed directly with the insurance company involved. We're not liable for any disputes between you and an insurance provider.
To the fullest extent permitted by law, InsureMation shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we've been advised of the possibility of such damages. Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.
You agree to defend, indemnify, and hold harmless InsureMation, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services, your violation of these terms, or your violation of any rights of others.
This indemnification obligation survives the termination of your use of our services and continues even after these terms are no longer in effect. We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim.
You may stop using our services at any time. We reserve the right to suspend or terminate your access to our platform at our discretion, without notice, for any reason including if we believe you've violated these terms or engaged in fraudulent or illegal activity.
Upon termination, your right to use our services immediately ceases. However, certain provisions of these terms, including those relating to intellectual property, disclaimers, indemnification, and dispute resolution, continue to apply even after termination.
If you have any dispute with InsureMation, we encourage you to contact us first to try to resolve the issue informally. Most concerns can be addressed quickly through direct communication with our support team. We're committed to working with you to find reasonable solutions to any problems that arise.
These terms and any disputes arising from them shall be governed by the laws of the jurisdiction where InsureMation is registered, without regard to conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in that jurisdiction for the purpose of litigating any disputes.
InsureMation reserves the right to modify these terms at any time. When we make changes, we'll update the effective date at the top of this page and may provide additional notice for significant modifications. We encourage you to review these terms regularly to stay informed about your rights and obligations.
Your continued use of our services after we post modified terms constitutes your acceptance of those changes. If you don't agree with the modified terms, your only recourse is to stop using our services. We understand that changes to terms can be concerning, which is why we commit to making modifications only when necessary and to clearly communicating what has changed.
If you have questions about these terms or any aspect of our services, we're here to help. You can reach us by phone at +1 (619) 378-5707, by email at [email protected], or by mail at 8760 Cuyamaca St Santee CA 92071.
We strive to respond to all inquiries promptly and to address your concerns in a professional and courteous manner. Your feedback helps us improve our services and better serve all of our users.
By using our services, you acknowledge that you've read, understood, and agree to be bound by these terms of service and our privacy policy.