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Comprehensive Coverage Solutions

Whether you own a house, a condo, or rent your home, we help you find insurance that truly protects what matters to you. Our service covers all types of residential properties, giving you options that fit your specific needs and budget.

standard-home-insurance

Most Popular

Standard Home Insurance

This is the most common type of coverage for homeowners. It protects your house structure, the belongings inside, and covers you if someone gets injured on your property. Most mortgage lenders require this coverage before approving a home loan.

  • Protection for your home's structure against fire, storms, and other covered damage
  • Coverage for personal belongings like furniture, electronics, and clothing
  • Liability protection if someone is injured on your property
  • Additional living expenses if you need temporary housing during repairs
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condo-insurance

For Condo Owners

Condo Insurance

Designed specifically for condo and townhome owners. While your building's master policy covers common areas and the exterior, condo insurance protects everything from your walls in, plus your personal liability.

  • Coverage for interior walls, floors, fixtures, and any improvements you've made
  • Protection for all your personal belongings inside the unit
  • Liability coverage for accidents that happen inside your condo
  • Coverage for loss assessments from the condo association
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renters-insurance

Affordable Option

Renter's Insurance

Just because you don't own the building doesn't mean your belongings aren't valuable. Renter's insurance is affordable protection for your personal property and liability, often costing less than your monthly streaming subscriptions.

  • Protects your personal belongings from theft, fire, and covered damage
  • Liability coverage if someone is injured while visiting you
  • Covers temporary housing if your rental becomes uninhabitable
  • May satisfy your landlord's insurance requirement
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Extra Coverage Options

Basic home insurance doesn't cover everything. These additional coverages help protect you from specific risks that standard policies exclude.

Flood Insurance

Standard home insurance doesn't cover flood damage. If you live in a flood-prone area or near water, this separate policy protects your home and belongings from rising water damage. Many mortgage lenders require this coverage in high-risk zones.

Earthquake Insurance

Earthquake damage isn't included in standard policies. This coverage protects your home's structure and contents from earthquake-related damage. It's especially important if you live in seismically active regions where tremors are more common.

Valuable Items Coverage

Standard policies limit coverage for expensive items like jewelry, art, or collectibles. This additional coverage, also called a rider or floater, provides extra protection for high-value possessions with specific coverage amounts and fewer restrictions.

Umbrella Insurance

When your home insurance liability limits aren't enough, umbrella insurance provides extra protection. It covers you beyond your standard policy limits if you're sued for damages or injuries, giving you additional financial security.

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